First of all, let me say that I’m a big fan of renting. And moving. As a single chick I really enjoy the fact that I don’t have to shovel my driveway, or mow the grass. And I like calling the landlord when my AC breaks, or when my drain gets clogged. Granted, renting is pretty much like lighting your money on fire (not unlike buying baby Nike Shox.) And since I was 18 years old, I have yet to stay at a single location for more than 12 months.
My family is getting tiiiiiiired of moving me.
So I hadn’t really put too much thought into buying a place, because I didn’t think I was quite ready for that serious of a decision. Then Uncle Sam decided that if I decided to buy a place, he was going to give me $8,000 free dollars. It became way too good to resist. So here I am, looking at real estate listings as if my life depended on it.
I just want to know, DOES ANYONE ENJOY THIS?! Is house shopping supposed to be fun?
Well let me just say, this has been one of the most stressful experiences of my life! Granted, my circumstances are a little different than the average buyer. I love getting to tell my potential lenders that no, my daddy will not be co-signing on this loan. And no, my husband won’t be joining me. Yes, I’m ok with living by myself. I imagine this whole thing is much easier when you have a person to give you a second opinion, bring up questions you may have missed, and oh yeah, pay half of the mortgage. But you know what? I’m going to sing you a song:
I N D E P E N D E N T you know what I mean man?
I N D E P E N D E N T you know what I mean man?
She got her own house, she got her own car
Two jobs, work hard You a bad broad!!
It was nice of them to call me a “bad broad.” I think.
So I decided that moving to the Illinois suburbs of St. Louis was a bad decision. Don’t get me wrong, if I had kids and all that this would be the perfect place for me, but I found myself yearning for the excitement of living in St. Louis again. So I decided I was going to head back to the city. Woohoo!
Small problem: stuff is way more expensive over there, I’d be living by myself so I want to live in a safe (read: expensive) neighborhood, and my commute was going to be kind of a bitch. So I set out to find my perfect neighborhood. I initially moved to Clayton in 2007, and while that neighborhood was BEAUTIFUL and safe and treated me very well, it was just a little too fancy for me. I felt like whenever my car (at the time it was a 96 Cutlass…heyo!) was parked in the lot, I brought down the property value of the building I lived in. So I decided to go for a less fancy location, and tried Benton Park. Now the street I lived on was very nice, but the surrounding streets in that area were shaaaady, so I found myself yearning for the safety of the suburbs. I moved to O’Fallon IL and really enjoyed the 10 minute drive to work, but really missed being able to take a cab on a night out, and being able to pop over to Forest Park on a gorgeous day, so back to the city I go.
Yes, it’s true! I haven’t been a true “St. Loser” for this past year!! My blog has been a LIE!! The homepage should have looked more like this:
I initially found a condo in the Shaw neighborhood, which I LOVED. I’m not terribly familiar with South City, but people who live there really seem to love it. I was right by Tower Grove Park and the Botanical Garden, and the develop was a full rehab of an old apartment building. It came with top of the line amenities and seemed like an ideal fit. There was only one problem: the crime statistics were a little intimidating. While my street was technically fine, looking up the amount of burglaries in that neighborhood could not be ignored, so I decided I needed to look elsewhere.
I kind of figured that the Central West End would be out of my price range, but I was lucky enough to find a development that was just being finished up in that area that suited my needs to a T. The unit was on the 3rd floor, (top level, no clomp clomp clomp of footsteps overhead) had the original hardwood floors, stainless steel appliances, granite countertops, a full sized washer and dryer (I’m ashamed of how EXCITING this is to me!!) Parking was gated and the view from the living room is of a beautiful, tree lined street. The metro is within walking distance so I could take it to work, and Forest Park was right around the corner. Its official: I fell in love with the place.
So I took a deep breath and told my Realtor that it was time to put in a bid, so we sat down and decided what a fair asking price might be, and I signed my name about 248060 times during that meeting. I put in the bid at around noon on Saturday, and they have until Monday at 5:00pm to get back to me. The suspense is KILLING ME!! I felt like I put in a pretty good offer, but of course my mind has been racing lately with fears that they will laugh at my bid. Or that I asked for way too many freebies and they’ll be so offended they won’t even counter. Or even worse, they will accept right away and I will know that I came in too high. So by tomorrow night, I will find out if this place is destined to become my own. I’m nervous and scared and excited and I honestly believe that it is making me physically sick right now.
However, once this part is all said and done, the FUN will begin!!
I’ll get to actually PAINT the walls whatever colors I want!
And best of all… …my family will get to help me move again!! Up 3 flights of stairs!! Hooray!!